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Affordable pricing with no hidden fees
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100% online process

Cash-Pay Weight Loss in Florida: The Whole Price, Before You Book

Medically reviewed by Jeff Beaty, DO, Board-Certified Emergency Medicine, Certified in Peptide Medicine (A4M)

Start with the numbers, because most Florida weight loss programs make you sit through a phone call to get them. The initial consultation for our Metabolic Correction (GLP-1) program is $129. Follow-ups are $99. Lab panels start at $99. Medication, when a provider prescribes it, is billed separately at pass-through pharmacy pricing and quoted to you before anything is filled. That is the whole model on one line. Everything below explains why publishing it up front is the point, not a marketing flourish.

If you have searched for a cash-pay weight loss doctor in Florida, you have already met the local landscape. One large weight-loss brand has been advertising across the state for years, and behind it sits a row of national subscription apps that look identical from the outside. Both can work for some people. Neither one reliably gives you a named, Florida-licensed physician and a full price list before you commit a dollar. Cash-pay done properly is the third option, and it is not the budget version. It is the only version where the whole bill is visible before you owe any of it.

What Cash-Pay Actually Means in Florida

Cash-pay means you pay a published price directly to the practice, with no insurer sitting between you and your provider. That removes a layer most patients only discover partway through treatment: prior-authorization hoops, coverage that swings from one plan to the next, denials that can land after care has already begun, and statements that arrive weeks later at numbers nobody quoted. Insurance is a reasonable fit for plenty of medical care. For weight loss it frequently adds gatekeeping and waiting without adding any medicine.

Here is the part worth grounding in data. According to KFF’s 2024 Employer Health Benefits Survey, fewer than one in five large employers that offer coverage included GLP-1 medications specifically for weight loss, and the coverage that does exist commonly requires prior authorization. Translated to a Florida patient’s reality: even with a good plan, the odds that your weight loss care is smoothly covered are not high, and finding out can take weeks. Cash-pay skips the guessing.

What cash-pay does not mean is unregulated or cut-rate. You still see a licensed provider. Labs still come first. Prescriptions still route through regulated US pharmacies. The only thing that changes is the billing: one published price list, no middleman, no surprise line items. And two practical notes for Florida patients. Paying cash keeps your weight loss treatment off an insurance record, which some patients value. And we issue superbills, so if you carry an HSA or FSA you can pursue reimbursement on your own terms.

What Is Cash-Pay Medical Weight Loss?

Cash-pay medical weight loss is physician-supervised weight loss care delivered at published prices the patient pays directly, rather than billed through insurance. A legitimate cash-pay program still requires lab work before prescribing, consultations with a provider licensed in your state, and medication from regulated US pharmacies, with every cost quoted before you commit. The trade is straightforward: you give up the chance at insurance coverage and get certainty, speed, and privacy in exchange.

How the Program Works for Florida Patients

We are not a wellness spa. We are a precision medical practice. The steps below reflect that, and each one carries its price in plain sight.

Step 1: Labs First

Care begins with measurement, not a questionnaire. Panels start at $99, are ordered during your consultation, and the panel price is your only lab cost: the Quest draw is included, and your provider’s review of the results is included. Quest runs draws statewide, so there is a location near you whether you are in Miami, Orlando, Tampa, or Jacksonville. You also receive your raw results directly from Quest, alongside your provider’s walkthrough. Every panel is detailed on our lab testing page. Already have recent bloodwork? Bring it. We use recent labs rather than charging you to re-test.

Step 2: A 30-Minute Visit With a Florida-Licensed Provider

Your initial visit runs about 30 minutes, one-on-one, online, with a provider who holds an active Florida license. Evening and weekend slots are available, and the visit happens from wherever you are in the state. This is a medical evaluation, not a checkout screen: your history, what you have already tried, and your labs all get discussed, because they shape what a responsible plan looks like.

Step 3: A Plan With a Quoted Price

If your provider determines that GLP-1 class medication is medically appropriate, that medication is billed separately at pass-through pharmacy pricing, and the exact number is quoted to you before anything is prescribed. You approve it first. No bundle, no markup buried inside a membership, no charge you did not see coming.

Step 4: Follow-Ups at $99

Follow-up visits are $99 and usually run about 15 minutes. Your provider tracks your labs and your response and adjusts as you go. If you need a prescription refill between scheduled visits, that carries a flat $10 prescription charge, stated here so it is never a surprise.

Your first month, in full. Three components, and no fourth one hiding. The consultation: $129. Labs: from $99, or $0 if you bring recent bloodwork we can use. Medication, if prescribed: billed separately at pass-through pharmacy pricing and quoted for your approval before it is filled. Using the base panel, that is $228 to New Genesis Vitality in your first month, plus a medication cost you will have seen and approved in advance. After the first month, the recurring clinic cost is the $99 follow-up. Full details sit on our pricing page.

One more disclosure, because complete means complete: if you and your provider later add peptide therapy protocols alongside weight loss care, that care is billed at the regular Advanced Peptide fees of $199 initial and $149 follow-up.

Who Treats Florida Patients

New Genesis Vitality is a physician-led telehealth practice staffed by US Board-Certified Physicians and Practitioners with over 80 years of combined experience. Every provider who cares for Florida patients holds an active Florida license:

  • Jeff Beaty, DO: Board-Certified Emergency Medicine, Certified in Peptide Medicine, and Wellness Strategist, who sees Florida patients across our metabolic programs.
  • Brad Wasson, DO: Board-Certified Family Medicine physician and Longevity Specialist with more than 30 years in practice.
  • Jeffrey McWilliams, MD: Board-Certified Emergency Medicine physician and Telehealth Innovator.
  • Keith Kirbow, APRN, FNP-C, PMHNP-BC: dual-board-certified nurse practitioner in family practice and psychiatry.

You will know who you are seeing before you book, which is the same standard we hold on price. The broader picture of how telehealth care works in the state, and who is licensed to treat you here, lives on our Florida telehealth page. Women navigating midlife metabolic change can also start at our menopause metabolic reset program.

Straight Answers for Florida Patients

Do I need insurance to start cash-pay weight loss with a Florida telehealth clinic?

No. Cash-pay means you skip insurance entirely and pay the published price directly: $129 for the initial consultation, $99 for follow-ups, labs from $99, and medication billed separately at pass-through pharmacy pricing and quoted before it is prescribed. You are never turned away for lacking coverage or the right plan. If you carry an HSA or FSA, we provide superbills you can submit for reimbursement under your account’s rules.

How does a cash-pay Florida clinic compare to the big weight-loss brands and national apps?

The substance of the medicine can look similar; the transparency does not. Many large weight-loss brands and national subscription apps bundle the real cost into a membership and route you to whoever is available, rather than a provider you can name. Our model is the reverse: published prices, a Florida-licensed provider you know before you book, labs before any prescription, and medication quoted before it is filled. You are comparing a flat price list against a bundle, not two versions of the same thing.

Can I bring my own recent labs to lower my first-month cost in Florida?

Yes. If you have recent bloodwork a provider can use, bring it to your consultation and we will work from it rather than charging you to re-test. That drops your first-month clinic cost to the $129 consultation, since the lab panel is what you would otherwise be paying $99 for. Whether your existing labs are recent and complete enough is a judgment your provider makes during the visit, but bringing them can only help.

Which Florida-licensed providers handle weight-loss consultations?

Weight-loss care for Florida patients is physician-led: your weight-loss consultation is with one of our Florida-licensed physicians. You will be told who you are seeing before you book. You can see the full Florida care team, including physicians and nurse practitioners, on our Florida telehealth page.

Does paying cash keep my weight-loss care off my insurance record in Florida?

Because we do not bill insurance, your weight-loss treatment is not submitted to a payer, so it does not become part of an insurance claims record. Some patients value that discretion; it is a genuine feature of the cash-pay model, not a workaround. You still receive full documentation and superbills for your own use, including HSA or FSA reimbursement if you choose to pursue it.

The Price Came First on Purpose

That was deliberate. A program that makes you sit through a sales call before it will name a number has already shown you how it plans to treat you. Florida deserves the opposite bet: publish everything, quote the medication before prescribing, and let the model compete on its merits.

Telehealth is recognized, regulated medical practice in Florida under Section 456.47, Florida Statutes. If the numbers work for you, the next step is a 30-minute consultation with a Florida-licensed provider, evenings and weekends included. Book a consultation when you are ready, and bring your recent labs if you have them. Both save you money.